I don’t recommend this path to anyone who isn’t absolutely determined. If you’re considering it, I’d be happy to talk you out of it first—it could save you time, pain, and hardship. Full-time investing is a calling that defies reason, and only the top 0.01% who attempt it succeed. Since 2004, I’ve been driven to invest full-time. After years of studying markets and a fleeting winning streak that gave me confidence, I dove in fully in 2021. What followed were humbling lessons.

For over two years, I chased that elusive streak, missing countless simpler opportunities. In 2024, I found my footing: I learned to stand firm regardless of market swings or headlines, connected with a community of mentors and peers, and mastered the psychological discipline to wait for my moment. I overcame the powerful impulses—greed and fear—that dominate most investors as well as the mass man/woman. Now, I don’t chase fleeting opportunities. I focus on undervalued assets, diversify across companies, stay disciplined, and secure steady gains. I’m not after windfalls; I’m content with consistent, “boring” profitability.

My goal is simple: grow my base while covering expenses and keeping debt near zero. I call this being “in Time”—a psychological and strategic alignment that keeps me grounded. This approach brings me closer to my vision, providing security for those I love and allowing me to support others, creating more time for whatever else I might like to do with mine. My results reflect a disciplined mind, unwavering will, and emotional resilience, and I aim to continue the application of my exerpeience to date and use the collective wisdom I gain from connection with others.